Selling Health Insurance 2.0??

After all that BS that I have been through lately with Constable & Associates in Marrietta - affiliated with HealthMarkets, it looks like the office may be dissolving for good.  doesn't surprise me in the least, but I certainly feel like I was lied to.  The only good sales trainer there got canned or whatever right as my real training began.  But then last week all of a sudden an old potential client called me back and said he was ready to sign on to his proposed Midwest health insurance policy that I had written for him and I had to go back and open that can of worms again.

I tried to give the deal to one of my fellow trainees  who is trying to stick it out through the lies and BS that is (or was whatever) the office culture there.  Instead she spent hours trying to talk me into coming back.  Needless to say I ended up calling her new sales trainer and asking him what to do.  He told me to give him the client's number and he'd take care of it and not to make any decisions until he called me back and sat down to make me an offer.  Well that was last Wednesday, almost a week ago and guess what?  No call back from him.  I'm sure he just took the easy money and kept on trucking like the rest of them, but Greg wasn't like that.

I did speak with Greg, he called me back on Saturday after being out of town.  He says he is looking at some deals last week and this week and may have an offer for me around Friday or so.  Being Thanksgiving week I'd be surprised if he calls me on Friday, but my experience has been that he's the only one that was there who has integrity and does what he says he'll do.  If so, looks like I may go back for another round of selling life and health insurance.  I guess we'll see, but I'd like to work with Greg further and it may be an honestly good opportunity.

Getting Frustrated Looking for Good Occult Websites?

The other day I was searching around aimlessly on the interwebs for something interesting to read.  I've done Reiki for quite some time now in addition to being a member of the O.T.O., an initiate of the Sibylline Order of Wicca, a student of Shamanism, and well you get the picture.  In general you could say that I'm into the occult, witchcraft, paganism, you name it.  Eldritch's book on runes is sitting on my nightstand next to some lovely moonstone carved runes.

So anyway I was looking around Google for something on crystal healing.  I have some great books on the subject but right now they are all in storage out of state so I needed something more immediately available.  My jaw dropped to the floor when the number one site that popped up in Google was something like all about the occult which was some bullshit Christian website denouncing numerous different pagan, occult, and alternative spiritual practices.  Seriously, this website is what Google thinks people are looking for when they type "crystal healing" into the search bar?  Give me a break.  If I wanted to be preached hellfire and damnation I'd go back to the catholic church where they just LOVE lesbians like me.

Common, when someone searches for an occult or alternative spiritual term, they aren't looking for whack jobs who can't stand the fact that there are people in the world that think differently than they do.  I hate to think of what kind of rubbish I would have come up with if I'd have searched for the occult for beginners!  Don't get me wrong, I know my Crowley and there are thousands of high quality stuff out on the internet for reading all about his works as well as those of the Golden Dawn or other Western occult practices.  Its just when it comes to crystal healing I didn't know where to start....and apparently neither does Google.

Have You Ever Tried to Sell Insurance?

What I've recently learned is that selling health insurance isn't easy. It can be even harder depending upon the agency that you decide to work for. Recently after moving to Georgia, I decided to try to sell health insurance after finally getting a nibble off of my resume on career builder. The experience has been interesting to say the least.

First of all, if you are going to start being an agent for health insurance, know that you will need to pay for you own license for most firms that you can be appointed to. Some firms will put out the cash to license a new person, but you will most likely need to be able to show a strong track record in sales before hand. In Georgia, you can do a temporary license but then you can only be appointed to one underwriting company. This might only be an issue if you are trying to work with a large brokerage where they use multiple underwriting companies.

If you need to be appointed to more than one company in the beginning, then you will need to go straight for your permanent license. In Georgia this requires a 40 hour state approved course as well as passing the state exam. Probably the cheapest way to take the course is online but you really should look at the passing rate of the company you decide to go with. The course to become a life and health agent isn't the hard part - the hard part is passing the state licensing exam. Spending 20 or 40 more dollars for a reputable course is always going to be better than having to take your exam more than once. Each time you attempt the state life and health licensing exam you have to pay the exam sitting fee so it is obviously to your advantage to pass the test the first time around.

So after obtaining my temporary license for Georgia and being appointed to the underwriting company, I started training with Healthmarkets. Now I have to say that overall the insurance offered through Midwest is quality insurance, but the office that I am working with is less than professional in my opinion. And it was sad too because private health insurance is so vital to the self-employed and mom-pop business owners. Without health insurance, your business becomes your health plan and one major hospital stay will wipe you out.

After being with the company only a few weeks, the only ethical trainer in the office was let go. This has put a serious halt to my learning process as far as selling health insurance. At this point, who knows whether or not I will continue with the company. Every office I've ever been in has its own set of drama and stresses. But in many ways, this office is outrageous.